On November 5, the second China Information Economy + Fintech Conference and Internet Anti-Fraud Development Summit Forum was held in Beijing People's Daily. Cloud Money Bag attended as an invited enterprise and won the Best Fintech Service Award of the year.
Viewpoint collision, common talk finance
It is reported that the conference is sponsored by China Electronic Commerce Association. With the theme of "Information economy + Fintech and anti-fraud", the conference attracted financial institutions including the People's Bank of China, as well as well-known enterprises such as Ant Financial and Baidu Finance. In a day of meetings, government officials, economists, business executives and industry elites spoke out and argued their views.
The meeting began with a speech by Gong Wen, Vice president of the China Electronic Commerce Association, and a keynote speech by Li Yizhong, deputy director of the Financial and Economic Committee of the CPPCC National Committee and former minister of Industry and Information Technology, who stressed the imperative of cracking down on financial fraud. The development of the Internet not only brings new impetus and changes, but also new challenges. Therefore, all sectors of society should concentrate on strengthening the supervision of telecommunications networks, eliminate chaos and eliminate hidden dangers.
Later, Gao Hongbing, vice president of Alibaba Group, delivered a keynote speech entitled "Data Governance: Innovation and Risk Management". Gao Hongbing systematically elaborated Ali's big ecosystem and data application. In terms of data, Ali realizes the automation of the whole credit process through training and strategy optimization of massive data and data models directly deployed in production. Sesame Credit realizes all-round credit evaluation of users through innovative application, and strengthens credit punishment by signing a contract with the Supreme Court.
Internet anti-fraud imperative
With the expansion of the scope of financial applications and the increase of the frequency of use, financial fraud cases, especially Internet financial fraud cases, have received more attention. Relevant departments have made unremitting efforts to this end. So far, the real-name system for telephone users has been fully implemented, and the real-name registration rate for websites has reached 97 percent. Relevant industry associations have also made relevant restrictions on the enterprises engaged in the work, and the cloud money Bag has established a set of easy to operate anti-fraud system.
In terms of real-name system verification, all users of cloud money Bag need to register with their real names, the bank card needs to match the real-name system ID number, and the multi-use phenomenon of mobile phone number is strictly prohibited. The first pass of credit is good through the authenticity identification of application materials. Second, the borrower should conduct all-round due diligence, including relevant credit history, debt situation, etc., so as to prevent "persistent" loans from multiple platforms without repayment; Finally, the platform has a detailed customer analysis model and filters out borrowers with fraud risks through a blacklist to ensure a low delinquency rate.
Cloud Pocket co-CEO on stage to accept the award
Li Jian 'an, co-CEO of Yunqian Bag, took the stage to accept the award (6th from left)
At the end of the conference, the organizers announced the Best Financial Technology Innovation Award of the year, the Fintech Leader Award of the year, the Internet Finance Risk Control Enterprise of the Year, the best financial technology Integrity Enterprise of the year and many other awards. In view of its outstanding contribution to fintech and meticulous service to users, Cloud Moneybag finally won the "Annual Best Fintech Quality Service Award". Li Jian 'an, co-CEO of Cloud Moneybag, took the stage to accept the award as the winning representative.
According to Li Jian 'an, since its establishment in 2014, Yunqian has always combined fintech with user services, and has made great progress in risk control, system development and compliance transformation. In the future, Cloud Moneybag will continue to maintain quality services, use fintech to empower itself, and strive to satisfy more and more users.
