/ Daily News/July 25, 2022 Guangzhou -- China Mobile Financial Technology Co., LTD. (China Mobile Financial Technology Co., LTD.) presented its latest digital construction achievements at the 5th Digital China Construction Summit. Closely following the exhibition theme of "Innovation-driven new change and digital-led new pattern", China Mobile Financial Technology exhibited three bright businesses, namely payment life, financial benefit life and Super SIM, covering the new achievements of the strategic product "He Bao" in people's livelihood, e-commerce, finance, insurance and other aspects, as well as the new achievements of technology-enabled Super SIM in digital application.
According to the introduction, pay life with "communication + payment" as the core characteristic ability. For the smart cantons of colleges and universities, government and enterprise units, the smart cantons make comprehensive use of AI, big data and blockchain technology to develop multiple functions such as intelligent payment, logistics management, health management and warehousing and logistics management. In order to solve the problems such as non-use of long-distance meal card, tedious manual recharge operation, waste of surplus amount of meal card, etc., the multi-cantons online long-distance meal card dining is provided. Scanning code, face recognition NFC a variety of payment methods, supermarkets, car washing, hairdressing and other consumer scene expansion solutions. At present, Hebao smart canteens have been established in 27 provinces, deploying more than 4,500, with more than 300,000 users. In addition, let the mobile phone SIM card into a traffic card and package travel, through the public transport in more than 300 cities in the country quick card swiping scene, realize the interconnection of 30,000 bus lines, 36,000 taxi and more than 100 tracks, ferry lines, with the same card rights, preferential sharing in different places, so that the majority of users in the case of cell phone screen out can also be carefree. In addition to providing refueling, charging, intelligent parking and other services, He Package owners can also verify card coupons for merchants, provide information flow and fund flow management, and realize unified reconciliation of "payment + marketing". Currently, the number of active monthly households has exceeded 400,000. Hebao smart shop integrates communication, cashier, aggregate payment, payment terminal and other functions, and is committed to providing a comprehensive solution combining hardware and software for small and medium-sized enterprises merchants intelligent payment collection, member system management, and cross-industry joint marketing. So far, 41,000 businesses have been expanded, covering 17 provinces. The above four core businesses jointly build a more diverse, richer and safer scene payment new ecology.
Based on data and driven by technology, China Mobile Financial Engineering accelerates industrial capital flow through information flow and technology flow, and continuously practices digital financial innovation. Financial Life focuses on its launch of convenient and fast credit purchase, number borrowing, credit card and other financial products and services, as well as to solve the financing problems of small, medium and micro enterprises to help finance service platform. Credit purchase has lowered the threshold for purchasing 5G terminals, helped promote terminal consumption, and enabled more users to enjoy the convenience brought by the development of 5G era. So far, the accumulative users have exceeded 40 million, driving the sales of 5G terminals to 26 million, and the offline stores to more than 360,000, covering 31 provinces in China. During the epidemic period, the number lending promoted the orderly recovery of consumption, released the consumption potential, and provided strong support for the development of people's livelihood economy. The transaction scale is expected to reach 5 billion yuan this year. At the same time, China Mobile Financial Branch also takes ecological credit card as the carrier to expand the rights and interests of ecological friends circle, access to Guangfa, Minsheng, Everbright and other high-quality banks, jointly provide customers with high-quality "communication + finance" rights and interests, the cumulative issuance of more than 200,000 cards. By connecting with financial institutions for digital upgrading, China Mobile Financial Assistance Platform provides second-level financing services for small, medium and micro enterprises across the whole line. The platform can provide a little access to the whole network terminal business field. It is expected that the financing of the terminal ecosystem will reach 1.5 billion yuan this year, covering more than 30,000 small, medium and micro enterprises, which can effectively help small, medium and micro enterprises rescue difficulties and pan-alliance ecological construction. SIM PAY, the new achievement of digital identity application exhibited by China Mobile Financial Engineering, became the focus of the exhibition area. SIM PAY is the successful integration of digital yuan with a super SIM with widespread penetration and finance-level security. Through the presentation and interaction of the docents, the audience expressed their deep impression on SIM PAY's four features, namely, dual offline payment, one touch payment, number account and payment settlement, and looked forward to the realization of full regional coverage, full user service and full scene support of digital RMB as soon as possible. According to reports, up to now, super SIM card users have exceeded 40 million, security authentication accumulative times of service 285 million, access to internal and external scenarios 359; SIM digital identity has been implemented in the visitor, cultural travel, government affairs, communication and other scenarios; SIM PAY has been issued in four pilot cities, Suzhou, Beijing, Changsha and Guangzhou, and 10 pilot cities support digital renminbi business halls to pay phone bills. < /p>
The relevant person in charge of the exhibition of China Mobile Financial Engineering said in an interview that in addition to the exhibition business, the company is also developing steadily in the field of e-commerce, such as points mall, 5G wallet, China Mobile Business Travel 100, enterprise Huipurchasing and other key businesses are constantly optimizing product experience, enhancing service capabilities, and enriching application scenarios. And is widely recognized. In the future development of the company, China Mobile Financial Engineering will practice the responsibilities and responsibilities of central enterprises, adhere to the improvement of digital technology innovation ability, adhere to the purpose of benefiting the people, inject new connotation into the construction of digital China, improve new results, and help set off a new round of digital economy boom.
