On the morning of April 28, Xiamen International Bank Co., LTD. (hereinafter referred to as Xiamen International Bank) officially opened its Xiamen branch and held a simple and warm unveiling ceremony. Mr. Lv Yaoming, President and Vice Chairman of Xiamen International Bank, Mr. Ye Qiming, Chief Supervisor of Xiamen International Bank, Mr. Zhang Dechun, Vice President and General Manager in China, Mr. Zou Zhiming, Assistant President of Xiamen International Bank and other leaders of the head office, Xiamen Branch management and some staff representatives, customer representatives, representatives of the news media and other representatives attended the unveiling ceremony. This is Xiamen International Bank's 10th tier 1 branch in China.
Xiamen International Bank Xiamen Branch is located at Xingang Plaza, No. 10 Hubin North Road, formerly Xiamen Siming Branch, which was established in 2008, and originated from Xiamen Huli Business Department, which was established in 1992. Huli Business Department was the first branch of the bank in Xiamen, which was later changed to Xiamen East sub-branch. In order to reasonably define the operation and management responsibilities of the head branch, enhance the bank's risk prevention and control ability, and meet the needs of the rapid development of banking business, the Bank has set up and designated Xiamen Branch directly under the bank, Xiamen Regional Management Department and Xiamen Siming Branch successively since 2005 to exercise the jurisdiction of the business and institutions in Xiamen and standardize the business operation. Since the bank completed the restructuring in 2013, it has accelerated its network layout in Xiamen and actively supported the economic development of Xiamen Pilot Free Trade Zone, the eastern part of the island and the outside of the island. At present, Xiamen Branch has jurisdiction over Xiamen Pilot Free Trade Zone branch and 9 sub-branches in the city (including Xiamen Hexiang Sub-branch, which is approved for preparation). Thanks to the hard work of all the staff, the Xiamen Branch maintained rapid development of various businesses and kept striving for market position. At the end of 2015, the unit deposit ranked third among the banking industry in Xiamen, and the customer deposit balance ranked sixth. The growth and increment of customer deposit ranked third and second among Chinese commercial banks in Xiamen that year, and the increase of customer assets ranked first.
Mr. Qin Zhihua, President of Xiamen International Bank Branch, said at the unveiling ceremony that the change from Xiamen Siming Sub-branch to Xiamen Branch marks that the bank has further rationalized the organizational structure management system in Xiamen region, which is of great significance to comprehensively improve the comprehensive operation management level in Xiamen region and enhance the comprehensive strength of financial innovation, marketing, risk management and customer service. Xiamen Branch will take the opening as an opportunity to make full use of its channel advantages spanning mainland, Hong Kong and Macao, actively integrate into the construction of Xiamen's "One Belt, One Road" and free Trade zone, and help Xiamen enterprises "go global". Make full use of the advantages of the head office located in Xiamen, further shorten the examination and approval period, optimize the examination and approval mechanism, vigorously support small, medium and micro enterprises, and actively support the development of Xiamen's real economy; We will give full play to the role of pilot, actively participate in the financial innovation of Xiamen Free Trade Zone and cross-strait financial centers, and provide customers with high-quality, convenient and efficient differentiated comprehensive financial services.
Mr. Zhang Dechun, vice president and general manager of Xiamen International Bank in China, said that as the largest corporate financial enterprise in Xiamen region, Xiamen International Bank has accelerated its development pace comprehensively while serving the expansion of Xiamen's industrial chain of 100 billion yuan, and has now become an important part of Xiamen's financial industry cluster. Since 2013, Xiamen International Bank has been expanding 2-3 branches every year, gradually improving the network layout in the economic zone on the west Coast of the Straits. It is expected that by the end of this year, the network coverage of all cities in Fujian Province is expected to be fully realized, to fully support the economic construction of Haixi. Xiamen Branch will be based in Xiamen, give full play to the advantages of the headquarters and the international advantages of domestic and overseas linkage, actively participate in the construction of beautiful Xiamen, and make new contributions to the economic and financial development of Xiamen.
Founded in 1985, Xiamen International Bank is rooted in Xiamen, with branches all over the Bohai Rim, Yangtze River Delta, West China, Pearl River Delta and Hong Kong and Macao. It has subsidiaries in Hong Kong and Macao -- Xiamen International Investment Co., LTD. (Hong Kong) and Macao International Bank Co., LTD. It has more than 50 branches in Beijing, Shanghai, Zhuhai, Xiamen, Fuzhou, Quanzhou, Ningde, Longyan, Zhangzhou, Putian and other cities. The bank is determined to forge ahead with reform and innovation, adhering to the business strategy of management wisdom and risk control, adhering to the service concept of customer first, and actively providing domestic and foreign customers with comprehensive financial services including RMB business, combined business with local and foreign currencies. In the increasingly fierce market competition, the bank is committed to continuously improving the level of profitability, asset quality and business stability, and the profit is increasing year by year. By the end of 2015, the total assets of the bank are nearly 460 billion yuan, the growth rate of after-tax profit is as high as 49%, the non-performing loan ratio remains at an excellent level of 0.56%, and the main indicators rank among the top of domestic small and medium-sized commercial banks. It ranks among the world's top 300 banks by assets, delivering a stellar report card in a grim situation of slowing growth and rising non-performing loans in the banking sector. In 2015, the amount of tax paid by the bank ranked first among Xiamen enterprises. The tax paid by the bank in Fujian Province exceeded 1.2 billion yuan, an increase of more than 40% over 2014, and its contribution to the local finance is increasingly expanding.
