Which industry will be the next big thing in 2019? Agricultural finance is definitely one of them. Agricultural credit has always been a difficult bone to crack, the main reason is that agricultural operators and banks and other financing institutions loan information asymmetry, banks can not understand the real repayment strength and repayment willingness of agricultural operators, so dare not lend money.
If there is a way to digitize the information of agricultural operators online, so that banks can see the real situation of agricultural operators, then all the difficulties in obtaining loans will be solved.
Xiaozhu Matching is a financial information platform that helps agricultural operators find good funds and good policies through online digital information of agricultural operators, and solves the problem of information asymmetry between banks, policy institutions and agricultural operators.
On December 29, 2018, Xiaozhu was held in Chengdu, Sichuan Province. Wu Dai, COO of Xiaozhu, General manager of Boli and a number of Bodali senior salesman attended the presentation.
This information session is the second offline information session held by Xiaozhu. Xiaozhu's innovative proposal of "partner" mode has attracted wide attention in the agricultural finance circle. Agricultural salesmen join Xiaozhu as partners and realize the digitalization of operation data by collecting and uploading the loan information of agricultural operators, so that banks can view the real loan information of agricultural operators. Thus to help agricultural operators improve the success rate of loans, to solve the fund problem.
"Cuirassius Boli information Conference" site everyone is very interested in Piglet matching Qi business model, partner signing enthusiasm, some salesman said: It is a very common phenomenon that our customers lack of funds. Some customers have the ability to repay their debts, but they are unable to turn over funds for a while. However, because they do not have a stable job and do not understand the loan process, they cannot convince the bank and it is difficult to pass the loan review.
COO Wu Dai also made a detailed introduction to piglet at the lecture, Wu Dai said that the country has always attached great importance to the problem of shortage of funds for agricultural operators, has also introduced a lot of policies to benefit agriculture, but because of the wide distribution of agricultural operators, some even in remote mountainous areas, banks and other financing institutions do not have enough energy to collect and verify the loan needs of agricultural operators, Even if you want to lend also don't know who should be put to, at this time you need to use the power of the third party platform, piglet match play is such a role, through the natural bridge agricultural clerk collection farmers loan demand upload to piglet match, the bank can first understand the loan demand crowd, so as to solve the problem of information asymmetry. At the same time Piglet matching collection is the long-term dynamic operation data of agricultural operators, banks can make accurate judgment on the loan risk based on this, so as to improve the success rate of agricultural operators loan, reduce the risk.
Piglet matching captures the core pain point of agricultural credit, excavates the new career value of agricultural salesman, is very popular in the agricultural credit circle, the earliest to join Piglet matching partner Lao Chen said: "I have done more than ten years of feed salesman, very understand the difficulties of agricultural customers lack of funds, customers lack of funds when their sales performance will decline, now there is piglet with this platform to help customers solve the problem of funds, I am willing to join, and help collect customer information can also get commission, this is a good thing to kill two birds with one stone, everyone is willing to try!"
At present, the partner team of Xiaozhu is growing, and it has developed to more than 100 people in less than one month, becoming the "dark horse" of Sichuan agricultural finance circle. It is believed that in the future, more people will join the partner team of Xiaozhu and develop their career with greater value!
