Since the beginning of this year, many places introduced purchase restrictions, loan restrictions or other policies to curb the rise of housing prices, especially during the "National Day" holiday, the property market ushered in a new round of policy control tide. Up to now, 21 cities such as Beijing, Shanghai, Tianjin, Guangzhou, Shenzhen, Suzhou, Zhengzhou, Chengdu, Jinan have introduced property market adjustment policies, and the impact of purchase and loan restrictions has spread throughout the country.
The outstanding feature of this round of "limit purchase limit loan" policy is to meet the local actual situation, and quite rigid. Take Beijing as an example: there are two kinds of circumstances that limit the purchase of one house in Beijing (including newly built commodity housing and second-hand housing) : (1) the household registration of the city residents who already have one house (including the families of active soldiers and armed police in the Beijing Army, and the families holding valid "Beijing Work and Residence Permit"); (2) Non-resident families who hold valid temporary residence permits in this Municipality, do not own houses in this Municipality, and have paid social insurance or individual income tax in this Municipality for more than 5 consecutive years (including). And the suspension of the sale of housing in Beijing to its three circumstances.
Beijing requires a down payment ratio of no less than 35% for the first ordinary owner-occupied home, and no less than 40% for the first non-ordinary owner-occupied home (except for commercial owner-occupied housing, two-restricted housing and other policy housing). For residential families with one house, if they apply for commercial individual housing loan again to buy ordinary self-owned houses in order to improve their living conditions, the down payment ratio shall not be less than 50%, regardless of whether they have loan records. For those who buy non-ordinary self-owned houses, the down payment shall be no less than 70%. These rules will play an important role in regulating the housing market.
Various localities have introduced and stipulated specific policies on property purchase and loan restriction, resulting in the cold reception of the real estate market under the influence of regulation. The sluggish and depressed real estate market situation makes many investors lose their direction or lose confidence, especially those who choose to sell their real estate at high prices, but lack of investment channels. Under the influence of purchase and loan restriction policy, facing the domestic market of low interest rate, how to rationally allocate idle funds to maximize benefits? How to achieve asset security? There is no doubt that "going out" for overseas property investment is a best choice.
In fact, "going out" has become a general trend in today's economic and investment environment. Since 2015, the momentum of Chinese capital to invest in overseas real estate has risen rapidly, and the momentum of individual overseas investment has also continued to rise. Overseas property and dollar financial products have become the new favorites of investment. Many investors try to achieve stable asset growth through global asset planning in diversified international markets. Overseas property investment is not only the primary investment purpose of immigration, children's study abroad and asset preservation and appreciation, but also the inevitable choice under the situation that the domestic real estate market has weakened in recent years and other investment channels are limited. According to statistics, China's real estate investment in overseas markets reached 21.37 billion U.S. dollars in 2015, an increase of 41.5% over the previous year and a record high. In the first five months of 2016, Chinese investors invested a cumulative $17 billion in overseas real estate markets, making China the world's second largest source of cross-border real estate investment.
Among the countries concerned about overseas real estate investment, the United States, as a financial power, strong economic growth, relatively sound overseas real estate policies and laws, and relatively stable real estate market, has been attracting a large number of global investors, as well as Chinese investors. Between 2010 and 2015, Chinese buyers spent more than $17 billion on commercial real estate in the United States, half of that last year. Over the same period, the Chinese poured at least $93 billion into U.S. residential properties, including $28.5 billion in the 12 months to March alone. Combined with the uptrend of the American economy, global investors began to return to the American market. The United States will continue to become the hot spot of global real estate investment, and the advantageous project types of the United States real estate investment are the focus of public opinion.
Thailand is also an ideal destination for overseas investment. Thai property is freehold and there is no estate tax. Thailand is close to China with geographical advantages, rich medical and educational resources, well-decorated apartments and villas, high rental returns, low housing prices and considerable growth. In addition, the purchase procedure is simple and convenient, free trading, low taxes and fees, the collection of various advantages to attract investors.
In view of the current hot topic of the influence of domestic purchase and loan restrictions on overseas asset allocation, Wanguo Land Master Forum in Shanghai will be held on November 6th. There will be an activity with the assistance of prominent economists. We will discuss the significance of overseas asset allocation and the importance of US dollar allocation in a face to face view of China's macroeconomic situation. In-depth analysis of domestic purchase and loan restriction policies and their impact on overseas real estate under the current economic environment, as well as overseas real estate investment strategies and trends, for you to feel the pulse of excellent investment opportunities, for your wealth investment professional guidance.
The master forum is China's premier overseas property platform -- Wanguo Land works with many domestic economists to discuss the future investment and financial trends with our customers in close range. Wanguo Land has always provided customers with the most professional and comprehensive overseas property purchase services, and has always made it their duty to buy more favorable overseas property safely and confidently.
Asked overseas property investment Wanguo Land recommend three projects for you to choose
One, the United States Atlanta school district single-family villa
Product: New single-family villa.
Atlanta, the capital of Georgia and the 9th largest city in the United States, hosted the 26th Summer Olympic Games in 1996
Population: 5.7 million in the metropolitan area, about 100,000 overseas Chinese. Atlanta is an emerging industrial and commercial city, a cultural, medical and health center, and a major air and land transportation hub in the southeastern United States. Ø
Atlanta is an ideal place for real estate investment due to its fast economic development, high-quality education resources, low cost of living, high quality of life and great potential for real estate appreciation.
Project features:
1. Top educational resources
The schools around the community include Lowan Primary School, McConnay Middle School, Archer High School, etc., which are picked up by school buses for free;
Silver Ridge is located in the Gwyneth School District, which is part of Lawrencville, Gwyneth County, and is one of Georgia's top school districts. The Gwennie School District is the 14th largest school district in the United States and the largest school district system in Georgia, with 132 schools and approximately 165,000 students. It was awarded the 2010 National City Education Award.
2. Community welfare benefits
Owners enjoy a variety of benefits:
n24h security community, the best area for immigrants to live;
n The main wall of the villa is made of brick and stone, which is different from the all-wood structure of the house;
n The gift of hardcover kitchen appliances in the villa are oak cabinets, equipped with kitchen supplies and high standard bathroom, double air conditioning heating, and installed with a security system, when handing over, the front yard will do a good job of landscape, the backyard are paved with lawn;
n can be covered basement, use area increased 111-120 square meters;
n Large private land area, at least 7,000 square feet (650 square meters) of land area per villa;
n freehold property, from generation to generation;
n Top school district, complete surrounding facilities, children study abroad, parents study with the best choice.
2. Golden Oak Luxury Villa Community in Houston, Texas, USA
Product: Detached villa.
Houston is the largest economic center of the Gulf Coast, the fourth largest city in the United States, and the largest city in Texas. It is the city with the most job growth in the United States, and is known around the world for its energy (especially oil), aviation industry, and canals. Its Fortune 500 headquarters is second only to New York City. In addition, the Port of Houston is the sixth largest port in the world and the largest port in the United States. Houston is home to the Texas Medical Center, the world's largest and most important concentration of research and treatment facilities. In addition, NASA headquarters is also located in Houston, is the world famous space city.
Project features:
1. Elite education in high quality school district
Located in Aldine, Spring, Klein and Cypress-Fairbanks, Golden Oak Luxury Villa Community is located in Aldine, Spring, Klein, and Cypress-Fairbanks. It is within 30 minutes' drive to gather all the schools, and within 30 minutes' drive to the University of Houston and Rice University, the top three schools in Houston. With high score school district elite education.
² 2. Comfortable life in mature communities
The neighborhood is predominantly white and highly educated, with 85 percent of adults in the area having at least a bachelor's degree. The median per capita income of the community where the project is located is as high as 59,900, which is far higher than the average resident income of Houston, making it truly a "rich area".
² 3. High-end supporting facilities for business gathering
Golden Oaks is surrounded by several world-class golf courses, shopping malls such as The Galleria, the largest shopping mall in Texas, and the Texas Medical Center, one of the world's top hospitals.
² 3. Gold location value depression
Located on Highway 99 and connecting the Greater Houston area, the Golden Oaks Luxury Villa community has activated the real estate market along the route. Prices in the area are up 9.6% from last year. A conservative estimate of 10% growth in the coming year! The rental market is healthy and strong, with vacancy rates falling year on year.
² 4. Purchase land and build houses
The project has a variety of plans for customers to choose, customers can according to their preferences, choose their own appearance, housing type, material, really do villa can also be customized.
3. Luxury beachfront Apartment in Phuket, Thailand
Product: Apartment
Phuket Island is under the jurisdiction of Phuket State. With an area of 543 square kilometers, it is the largest island in Thailand and the smallest state in Thailand. Phuket Island is known as "a pearl in the Andaman Sea" for its charming tropical scenery and rich tourism resources. It is very rich in natural resources and has the reputation of "Treasure Island" and "Treasure Island". Island industry and commerce, tourism are more developed.
Project features:
1. Very low holding cost, no real estate tax: only a small amount of taxes and fees can be completed. Only the monthly property fees, no property tax, rent fully covers the holding cost;
Permanent property rights, inheritance from generation to generation, no inheritance tax: when foreigners buy houses, they enjoy the same purchasing courtesy as Thai people, and they own real estate with Thai property rights and can inherit it from generation to generation (without inheritance tax);
Superior geographical location: pleasant climate, as a resort for the elderly;
Excellent quality of life and infrastructure: According to the 2010 HSBC survey, Thailand was ranked as the best country in the world to live in for foreigners, with a beautiful natural environment, low cost of living, and high value for money;
Perfect facilities and convenient life: convenient community stores, perfect community supporting facilities, swimming pool, gym, garden, parking lot, etc.
Convenient transportation: Direct flights to more than 10 cities in China.
For free registration, please consult the official website of Wanguo Land or call 400-606-5355. Signing up now will give you a chance to get free admission.
